Karl pays down his credit card debt every month. He also saves money monthly to pay taxes that he will owe at the end of the year. This is just common sense, but not many people do it. Karl pays attention to many other things like this, too. He keeps his life organized, and it pays off handsomely. He has extra money, and fewer worries.
His company pays him enough to have a comfortable lifestyle, but he doesn’t pay a mortgage so he can keep more of his money to pay into investments every month. The investments pay interest and that gives him even more income. Karl likes being organized.