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Karl is really good with money. He’s paid down his credit card debt every month. He’s also saved money monthly to pay taxes that he owed at the end of every year. This is just common sense, but not many people have done it. Karl’s paid attention to many other things like this, too. He’s kept his life organized, and it’s paid off handsomely. He’s had extra money, and fewer worries. His company’s paid him enough to have a comfortable lifestyle, but he also doesn’t have a mortgage. This means he can pay into investments every month. The investments have paid interest and that has given him even more income. Karl is glad he has been so organized.