Karl paid down his credit card debt every month. He also saved money monthly to pay taxes that he owed at the end of every year. This is just common sense, but not many people did it. Karl paid attention to many other things like this, too. He kept his life organized, and it paid off handsomely. He had extra money, and fewer worries.
His company paid him enough to have a comfortable lifestyle, but he didn’t pay a mortgage so he could keep more of his money to pay into investments every month. The investments paid interest and that gave him even more income. Karl is glad he was so organized.